How Your Beliefs Keep you from Wealth
- Trish Heitz
- 3 days ago
- 4 min read
The Unconscious Money Story/Belief Running Your Life
(Until You Change It)

Most people think “money blocks” come from poor habits, lack of discipline, procrastination, or not knowing the right strategy. But that’s not the truth.
After more than 20 years of studying the mind–body connection, and healing my own life from the inside out, I’ve learned this:
Your financial life is shaped far more by your childhood beliefs about safety, worthiness, and identity than by anything happening in your income, bank account, or the economy.
What that means is your nervous system is protecting the version of you it still believes you are.
And unless your beliefs shift, your results won’t; no matter how hard you work.
Why “More” Can Feel Unsafe, Even When You Want It
I recently read about a program online talking about the nervous system and wealth. The idea is simple: Your body needs to feel safe to receive more.
That part is true, but it’s not the complete picture.
Your nervous system isn’t resisting “more” because more clients, more income, or more opportunities are inherently stressful, its resisting "more" because of two main reasons:
1. Your unconscious beliefs say: “That’s not who I am.”
Growing up, many of us heard things like:
“We’re just not the kind of people who get ahead.”
“Money is hard.”
“You have to struggle — that’s life.”
“Don’t expect too much.”
“People like us don’t live like that.”
Those messages became identity-level beliefs, stored long before we had the emotional maturity to question them.
So today, even if you desire overflow, your core beliefs are about struggle and surviving; therefore, your unconscious still believes:
“I’m supposed to struggle.”
“I don’t deserve that.”
“If it comes too easily, it won’t last.”
“Something bad always happens when life gets good.”
Your nervous system simply protects the identity it thinks is you. Because that's the way it has always been.
You've never upgraded these beliefs.
2. Your brain rejects the unfamiliar because it feels unsafe
Your brain’s rule is simple:
Familiar = safe.Unfamiliar = unsafe.
Overflow, ease, emotional safety, consistent income; if you’ve never lived them before, your brain has no reference point for safety. Therefore, as your brain's job is to keep you safe, the unknown of having wealth and abundance is unsafe.
You may consciously say:
“I want more money. My business is ready to expand. I’m ready for abundance.”
But your inner belief system quietly says:
“We’ve never been here before. Everything is find the way it is. This feels risky.Retreat.”
This is why people hit their “wealth thermostat,” then contract:
getting tired
shutting down
procrastinating
spending impulsively
disappearing from visibility
losing momentum
self-sabotaging right when things start to grow
We've all heard stories of people winning multimillion-dollar lotteries only to be broke several years later. This is what happened.
These aren’t moral failures.
They’re protective responses.
Your brain isn’t resisting money; it’s resisting the identity of having more,
Belief Work: The Missing Link No One Is Talking About
Awareness of nervous system responses is helpful.
But it’s not enough.
Because the nervous system is reacting to what your belief system says about who you are and what is safe for you to have.
This is why I developed my D.A.R.E. Method over the last twenty years, because it bridges the missing gap between belief psychology and nervous system safety.
D – Discover
Uncover the unconscious belief driving the shutdown, fear, procrastination, or self-sabotage.
A – Assess
Trace where the belief came from — the childhood moment, the message, the environment that shaped how you see yourself.
R – Recreate
Build a new belief aligned with your authentic self — not the survival self you became.
E – Expand
Integrate the new belief so your brain experiences the “unknown” as safe, familiar, and achievable.
This is what actually rewires your nervous system.
Because once your beliefs shift, the nervous system no longer needs to pump the brakes.
The Power of Visualization and Energy
(Backed by Neuroscience)
When you visualize, and then allow yourself to FEEL what it is like when you:
earn abundantly
feel safe with money
believe you are worthy
KNOW overflow is not only normal, but on its way
…your brain fires the same pathways as if it were happening in real life.
You begin giving your brain something it’s never had before:a lived experience of the future you’re calling in.
That’s how the unfamiliar becomes familiar.
And once your brain recognizes abundance as “normal,” your nervous system stops fighting it.
How This Shows Up in My Own Life
When I look at my own healing journey, the journey that began with kidney cancer, I can see exactly where I once lived in scarcity, fear, and unworthiness.
I used to attract:
negative people
financial instability
self-sabotage
unpredictability
emotional chaos
the “struggle” identity
relationships that mirrored my wounds
Because that’s who I believed I was.
But as I rewrote those beliefs, everything changed.
Now:
I don’t collapse under stress.
I don’t obsess over what people think.
I don’t abandon myself.
I don’t shrink when something good happens.
I don’t hustle to prove myself.
And most of all, I don't believe I'm not worthy anymore.
I feel peaceful. Centered. Worthy. Capable. And able to receive good things without fear.
That didn’t happen because I “regulated my nervous system.”
It happened because I changed what I believed about who I am.
Let This Be Your End-of-2025 Reminder:
2026 is the year of ONE. In energetic terms, this is a new beginning.
You are meant to live a life that feels like abundance, not survival.
And you deserve the beliefs that make that possible.
Now is the perfect time to make a decision...a decision to make 2026 YOUR year. and begin rewiring your inner world before the new year arrives. The sooner you start, the sooner everthing will show up.
Your beliefs create your future. Start choosing the ones that finally let you thrive.

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